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Nesgroup address: misc.invest.real-estate - Date & Time for the message: Tue, 16 Aug 2005 23:45:10 GMT
/ Author of the message: "Kitep" |
Title of the message: |
Re: co-sign or not ?
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Text of the message: |
> Maybe I did not explain this well. > > I will own the condo as soon as I clear 20% downpay. She would waive > the 20% downpay at present time. I will loan the rest of 80% from Bank > to pay her. I will live in the condo from the moment we co-sign. > Is this really a good deal? Will escrow protect me if any risk > involved? Let me see if I understand this correctly. Your friend owns the condo right now, correct? She wants you to get a loan for 80% of the purchase price, and she will co-sign it so that you can get it. At this point you will be responsible for this loan, but you will not actually own the condo yet? Then you will live in it, paying the mortgage. I assume you will also be paying your friend something, to cover the 20% you owe her. When you finally reach 20% of the purchase price, she will give you the deed and you will finally own it. |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.