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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.invest.real-estate - Date & Time for the message: 20 Jul 2005 14:33:31 -0700
/ Author of the message: "speednxs" |
Title of the message: |
Re: First Time home Buyer
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Text of the message: |
shaan1980 wrote: > Hello > I just started a new job and i'm thinking whether it would be a good > idea to buy a condo and build equity. Since I and my girlfriend plan to > be in the new jersey area for a while. > > the question I have is how are mortgages calculated. > and what are all the fees associated with buying a house. > > for a 200000 house I have a 6.25 % interest rate > > mortgage+tax+ins =2700 dollars/ month > > is this normal rate ? Time to find out each amount and type of mortgage. $200,000 borrowed, 30 year fixed at 6.25% = $1,232/month I don't know the NJ property tax rate or your LTV, but I saw an example that leads me to believe it would be around $135/month. I'll guess insurance at $50/month So this would be $1417/month. Maybe NJ property tax rates are really brutal. Find out each amount separately. There are bunches of fees for buying a condo. Ask a real estate agent for an example. . |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.