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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.invest.real-estate - Date & Time for the message: 21 Jun 2005 20:58:58 -0700
/ Author of the message: "huskerchen" |
Title of the message: |
First home as future rental property within two years
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Text of the message: |
Hi, I am thinking of buying a condo which has a good location, but I don't plan to stay for more then two years. I have good credit score and a stable job, and I am pre-approved for 350k loan. I don't want to stretch too much, so my plan is to buy the condo (at around 150k), and a year later when my wife finish school and get a job, we can buy a new house. Here are my questions: 1) will my mortgage in the condo affect the new house I am going to buy? For example, suppose I am qualified for 350k loan, but I buy a condo for 150k. A year later I decided to buy a house, will I still be able to get a loan for 350k if I keep the condo as a rental property? How the mortgage will affect my next house buying? 2) Since I am very sure I won't stay in this condo for more then two years, should I buy it as my first home, or should I buy it as a rental property directly? I heard people talking about rental property |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.