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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.invest.real-estate - Date & Time for the message: Sat, 23 Apr 2005 18:28:11 GMT
/ Author of the message: "Don" |
Title of the message: |
Re: What to charge for owner financed mortgage?
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Text of the message: |
<tobeok@lycos.com> wrote in message news:1114272258.716019.44420@g14g2000cwa.googlegroups.com... > Write the "face rate" on the note several (5% ?) percentage points > above the rate you want, then offer that same increse in rate as a > discount for on-time payments. If the buyer resists merely say, "You > do plan on making payments on time don't you? ... in which case the > inflated face rate never becomes an issue." > > Also, place a 3 to 5 year balloon payment on the note (already > mentioned) so there is no surprise when the buyer lives forever in your > old house. All the messages so far assume that the buyer has poor credit and that the interest rate should be in the high risk range. But this kind of financing can be a good idea even when the buyer has less than perfect, but not awful credit and the seller does not expect interest way above the going rate. A |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.