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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.invest.real-estate - Date & Time for the message: Sat, 23 Apr 2005 02:01:58 GMT
/ Author of the message: "Don" |
Title of the message: |
Re: What to charge for owner financed mortgage?
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Text of the message: |
"Rip" <rippyd@hotmail.com> wrote in message news:1114122444.908145.42420@l41g2000cwc.googlegroups.com... > My wife and I are selling a house. We've been approached by some who > wants us to finance their mortgage due to bad credit. They have money > for a sizeable down payment. They house is paid off, and we don't need > to money right now, so we can afford to carry the loan. > > The question is what interest rate would be fair? If they could qualify > for a loan, they could get about 6% APR right now. I certainly need to > make more than this for it to be worthwhile, but I don't want to be > unreasonable or gouge anyone. > > Is there a typial rate that is used to finance people with bad credit? > 1% over the typical rate? 2%? > > I'd be happy carrying a mortgage with 8%. Most people don't keep a > house more than 5-6 years, this would be a good ROI for me on a 30 year > loan. |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.