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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.invest.real-estate - Date & Time for the message: Tue, 22 Mar 2005 14:34:21 -0600
/ Author of the message: "John A. Weeks III" |
Title of the message: |
Re: Mortgage Loan Amounts
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Text of the message: |
In article <1111516797.070054.203710@g14g2000cwa.googlegroups.com>, jeremy_upright@bcbstx.com wrote: > I am currently shopping for mortgage loan amounts. My current salary > is $40k/yr (gross $3333.33/month) and my only debts are vehicle > payments ($550.13 and $242.06 = $792.19). My problem is that lenders > are only wanting to loan around $75k. And rightfully so. You have low income, only one person working, and you are a poor money manager. It is silly to be paying $800 a month for luxury cars when you are earning just slightly over minimum wage. You are driving cars like Bill Gates and Steve Jobs would drive, not cars that Joe Timeclock should even think of owning. > In my area, this will barely buy > a shoebox. You have 3 options...(1) increase your income, (2) decrease your wants, or (3) move someplace where $75K will buy a nice house. > I am not looking to finance $500k by any means, but I could |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.