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Nesgroup address: misc.invest.real-estate - Date & Time for the message: Wed, 16 Mar 2005 17:04:27 -0600
/ Author of the message: "Rick Hess" |
Title of the message: |
Re: Owner-finance *confusion*, please give me your 2 cents!
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Text of the message: |
<thelionsden@satx.rr.com> wrote (snip) > Rick Hess said: > > " Some owner financing is not done with a true title transfer or deed > of > trust." and "There are many of these guys who will repossess the place > if you are so > much as 1 day late" > > and "<snip>and you may have no hope of refinancing in the near > future, including the mandated 5 years" > > Couldn't those first two scenarios be avoided by having a lawyer (paid > by me) look it all over? Yes. I would consider an attorney perusal mandatory for owner financing if you're not intimately familiar with it. > And is there any way to avoid the third, say > by an appraisal? Yes. > If I'm paying for 2 to 5 years before I tried to > refinance, wouldn't the refinance amount then be lower and therefore > able to qualify? Lower, but not significantly. With a $67K loan @ 11% over 30 years: Loan balance after 2 years: $66,361.83 |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.