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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.invest.real-estate - Date & Time for the message: Wed, 02 Mar 2005 16:00:20 -0600
/ Author of the message: "John A. Weeks III" |
Title of the message: |
Re: Home Loan After Bankruptcy...Need Advise
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Text of the message: |
In article <1109790471.426129.180610@f14g2000cwb.googlegroups.com>, silvermonstermax@yahoo.com wrote: > can you explain what the exploding ballon loan is about? A balloon loan is where you get the money from the lender. You may or may not have to make payments or interest for a set number of months or years. You then have to pay the whole thing off at one time. As an example, you might get a $100K 5 year balloon at 5% interest only. That means you get the $100K now. You make interest only payments every month for 5 years. At the end of the 5 years, the whole entire $100K is due. The problem is that the balloon payment is larger than what most people have in savings. That means they have to get a new loan to cover the balloon. The issue is that something might happen that makes you no longer able to qualify for the loan. This might be an illness, cancer, an unexpected |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.