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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
is an accommodation and real estate directory, where real estate property owners or real estate agencies connect with vacationers and home buyers worldwide. If you are a seller, you can add listings in few seconds, and if you are a buyer you can search listings to find your dream property!
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Nesgroup address: misc.consumers.house - Date & Time for the message: Tue, 10 May 2005 19:28:58 GMT
/ Author of the message: vze8f3tq@verizon.net (v) |
Title of the message: |
Re: Foreclosure and Home Equity Line
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Text of the message: |
On 8 May 2005 08:48:29 -0700, someone wrote: >Were you unaware that you can obtain a home equity line of credit >without having any actual equity in the home? In my state you can get >this based solely on an appraisal. > Uhh - tautlogy here? No, you CAN'T get an "equity" line unless the bank beleives that you have equity in your house. Which is demonstrated to them by an appraisal. Which could be wrong. "Equity" is just difference between what the value is, and what is owed. It is NOT how much you paid off on your loan. So an appraisal that is higher than the debt DOES indicate there is equity. Unless you go and sell the house to find out what the value is, an appraisal *IS* what is used to determine this. Reply to NG only - this e.mail address goes to a kill file. . |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.
Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.