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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.consumers.house - Date & Time for the message: 13 Apr 2005 23:06:39 GMT
/ Author of the message: Eric Pawtowski |
Title of the message: |
Re: Lender won't remove PMI
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Text of the message: |
mm1250@gmail.com wrote: > Hello, I live in IL and I currently have a mortgage for $358k in which > i had put less than 20% down. I financed through ohio savings bank. > Its been about a year and i'm paying $200/month in PMI. Not cheap. My > balance is around $308k and the property value is worth i would say > 390k since units are going and selling around that price now. > I called Ohio Savings and asked them if they can send out and > re-apprise the home and get rid of my PMI as its within the 80% > loan-to-value or whatever. They said the only way is if i pay my loan > principle down to reach the 80%, as they would still go under my old > apprisal value when i signed. That would be around $23k to pay down. I do not know any details about Ohio Savings, but there are a few conditions that many banks have before they will drop PMI, at least as far as I know. One of them is that you must have at least two year's worth of |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.