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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.consumers.house - Date & Time for the message: Mon, 11 Jul 2005 13:27:54 -0400
/ Author of the message: "CL (dnoyeB) Gilbert" |
Title of the message: |
Re: First time buyer mortgage + "construction loan" question
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Text of the message: |
Chris wrote: > Total newbie here looing for some basic advice. We are considering > purchasing a home that we'd want to do some extensive remodeling on > before moving in (knocking out walls, maybe move the kitchen, at a > minimum, remodel the kitchen, etc). We have been reading online about > a "one-time close" mortgage where I think you can roll the > "construction loan" part into your mortgage all under one loan. This > seems like what we want (we won't be doing the remodeling > ourselves--will hire contractor or architect). > > Can anyone provide more insight, advice on where to find one, what to > look for, gotchas to avoid regarding this situation? One question that > comes to mind is will you pay a higher interest rate overall on the > loan doing it this way (higher than just getting a "normal" mortgage)? > Are these loans harder to find? > > BTW we are planning on a 30 year fixed mortgage, and paying 20% down. > |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.