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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.consumers.house - Date & Time for the message: 23 Jun 2005 12:35:37 -0700
/ Author of the message: "DAC" |
Title of the message: |
Re: construction loans/advise
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Text of the message: |
I'm doing the same thing as you are right now. We bought the land and will own it when the building begins. Some builders have the ground, and will build your house on their land. One builder had many lots which we could choose from...but we choose to buy a 4 acre lot in the country. For our construction loan, we went with a local bank...will have a 1 year ARM and will only pay interest on the principal, I believe it's 4.5 or 4.6 %. Some banks limit the number of drafts you can have on the construction loan. Our bank has unlimited drafts, and a construction manager that will verify the drafts and purchases along the way. He will also assist with making sure we get lein waivers from the subs, I'll be my own GC. We will have one closing cost for the construction loan and mortgage, something new for this bank...looks like a pretty good deal. Building cost...with out knowing your location, we can't ballpark your |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.