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Nesgroup address: misc.consumers.house - Date & Time for the message: 23 Jun 2005 06:27:02 -0700
/ Author of the message: trader4@optonline.net |
Title of the message: |
Re: Credit Debt - What to do first?
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Text of the message: |
There are a couple of options. First thing I would do is start monitoring where your money is going. Make up a spreadsheet and record everything you spend money on during the month. Identify those things that you can reduce, eg if you have cable TV, either drop it to a very basic package or go with an antenna if possible, cut out dining out, entertainment, etc. Having done that, if you can keep your head above water, then start paying down the highest interest rate loan first. Pick the highest interest one that is smallest first. That way when it's paid off, you will have a sense of making progress. If you can still get credit cards, consider transferring the high balance to one of the offers or to one of your other cards that periodically offer low rates, at least temporarily, for transfers. If you don't have enough cash flow even after doing this, then I'd get |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.