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Nesgroup address: misc.consumers.house - Date & Time for the message: Wed, 22 Jun 2005 18:56:41 -0500
/ Author of the message: "John A. Weeks III" |
Title of the message: |
Re: Credit Debt - What to do first?
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Text of the message: |
In article <HGkue.3608$7X1.2723@tornado.ohiordc.rr.com>, "Billy Joan Kane" <Want@ton.com> wrote: > Hi - we are and have been totally slammed with debt.\ No you haven't, you have "accepted" this debt. Nobody is given debt that they don't want to have. > Our main problem is > that we are horrible at paying bills on time. No, your main problem is that you spend too much compared to your income. Paying late is a sympthom of too little cash flow and a lack of personal responsibility fostered by weak ethics. > We pay them but often late - > which acrues late fees and compounded interest. It also leads to a bad credit rating which makes all your other debts have higher interest rates, and pushes you into higher risk insurance in some cases. > We do not want to claim chp > 11 but what should we do? Bankruptcy will not help your core problem. You spend too |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.