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Nesgroup address: misc.consumers.house - Date & Time for the message: / Author of the message: Paul Pluzhnikov |
Title of the message: |
Re: OT [Re: 2nd Mortgage question]
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Text of the message: |
trader4@optonline.net writes: > " don't quite understand that argument. How is the house more in > danger if LTV is higher? " > > He'll get the higher LTV by refinancing and getting a substantially > larger mortgage. That typically means larger loan payments. In his > case, he's talking about going from a $125K mortgage to a $190K > mortgage. Hence it's easier to fall behind at which point, the house > is in danger. But he will reduce his CC payments, so his *total* fixed monthly expense will go down (assuming he can get better rate on mortgage then on CC, which is a safe assumption). Therefore, it's *harder* to fall behind by refinancing high-interest CC debt with low-interest mortgage debth. Any other explanations? Cheers, -- In order to understand recursion you must first understand recursion. Remove /-nsp/ for email. . |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.