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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.consumers.house - Date & Time for the message: Wed, 11 May 2005 08:34:51 -0700
/ Author of the message: Joshua Putnam |
Title of the message: |
Re: Foreclosure and Home Equity Line
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Text of the message: |
In article <42810a99.2420514@news.verizon.net>, vze8f3tq@verizon.net says... > On 8 May 2005 08:48:29 -0700, someone wrote: > > >Were you unaware that you can obtain a home equity line of credit > >without having any actual equity in the home? In my state you can get > >this based solely on an appraisal. > > > Uhh - tautlogy here? No, you CAN'T get an "equity" line unless the > bank beleives that you have equity in your house. Which is > demonstrated to them by an appraisal. Which could be wrong. Or even intentionally inflated by the lender so they can get away with lending to customers who otherwise wouldn't qualify. There are plenty of appraisers out there who know how to make an appraisal meet loan requirements, irrespective of the fair market value of a property, and plenty of lenders who know and value these appraisers since it lets them make more loans. -- josh@phred.org is Joshua Putnam |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.
Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.