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Nesgroup address: misc.consumers.house - Date & Time for the message: Wed, 11 May 2005 11:24:11 -0400
/ Author of the message: "Kendall P. Bullen" |
Title of the message: |
Re: What are some fundamental ways for a buyer to avoid get "ripped off" at closing?
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Text of the message: |
In article <1115778493.500078.39140@f14g2000cwb.googlegroups.com>, xyzer@hotmail.com wrote: > But, the further things go along, the more power the bank,et al, has > over you to "up their estimates" I guess. True. You start passing various points of no return, or perhaps I should say points of 'difficult to return' along the way. > So what in general should buyers do? You need to do your research. When buying our first house, our credit union had fewer frivolous rip-off charges on the closing estimate, and a good rate with no points, so we chose them. It's good to check out a variety of lenders, but keep in mind two things: 1. estimates are a crock sometimes 2. everything on a closing statement is negotiable So, be a tough negotiator. HUD has a document that lenders are required to give you, that explain the various charges on the HUD-1...however, |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.