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ESTAPLACE.COM REAL ESTATE - FREE LISTING SERVICE -
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Nesgroup address: misc.consumers.house - Date & Time for the message: 13 Mar 2005 09:01:46 -0800
/ Author of the message: roger61611@yahoo.com |
Title of the message: |
Re: Taking out a car loan to reduce rates on a house?
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Text of the message: |
(Stupid isp.com dialup) Ditto the above, I'd tell him to - a) Make a budget for what he spends now, like in Excel. b) Get a Visa or MC (not a secured one). May have to get a Shell card or an Amex first, but the goal is to wind up with a Visa or MC that pays a cashback bonus on groceries and stuff. Then run all his purchases through it. c) If he needs a car, buy the cheapest one that will suit his need, like a Corolla or Saturn. Not an Infiniti or a Yukon or whatever else you d*mn kids drive these days. :o) Problem with cars is they depreciate like rocks and carrying car debt (or lease) ties up capital. d) With your cash flow positiv, enjoy life and save money. There's plenty of time to worry about a house. If he lives in a 'hot' area, we may be in a bubble. If he lives in Akron or Muncie, houses don't appreciate anyway. If he thinks he's gonna stay put in whatever town, |
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Estaplace.com is one the Ceglia Giovanni projects, started on 20 July 2005, and online since 20 August as a real estate platform for listings, mainly operating on the Italian and American/English market in the Internet, Estaplace would like to become the point of referiment for home sellers and home buyers, a site where private owners or real estate agencies can have the possibility to show their offers to the world. Estaplace.com is only one of the Giovanni Ceglia's sites. Everyday Giovanni Ceglia works to improve new Internet tools and services for online marketing and business. Estaplace.com will become the biggest portal for real estate business and investments online.